Expert Mortgage Advice means the Best Deal for You

• Advise how much you can borrow, the types of mortgage available and the best type of mortgage for you, based on gaining an understanding of your needs and circumstances.
• Find the best mortgage, selected from the whole of the market, not just a restricted panel of lenders.
• Obtain an “agreement in principle”, which will enable you negotiate your purchase in the knowledge that a mortgage will be available.
• Give advice regarding all the costs involved, how you can save money and discuss overall affordability.
• Prepare and submit your application and deal with the lender’s requirements
• If you have received a quote from a lender, we can check to see whether this is the best available for you. Remember that lenders can only sell you the products they have, whereas MortgageAbility will find the best mortgage for you from the whole of the market.
• To help you keep your home and protect your family, we will advise you regarding the financial risks that you need to consider and how to protect against them.
• For buy-to-let investors, we can inform on the growing number of innovative schemes coming to market to help you maximise your return on investment.

Why go direct, when you could get impartial, independent mortgage advice?

Mortgage lenders can only sell the products they have – which may not be the best available for you. And, why shouldn’t they?  They are businesses that, in the vast majority of cases, are responsible to shareholders who demand profit.

Estate agents’ in-house brokers will often deal with just a small panel of lenders and they will frequently require you to pay an upfront fee, with no guarantee of a mortgage.

MortgageAbility will find the best mortgage for you, from the whole of the market

Most lenders will never tell you that your preferential rate has ended and even if you do tell them your needs, they have a history of not exactly offering the best remortgage deals to you as an existing customer.

At MortgageAbility, we will tell you when it’s time to remortgage and make sure you stay competitive.  That's what independent mortgage and remortgage advice is all about.

We have an efficient and effective client contact programme that tells us when it’s time to call you and we are committed to making sure all our clients have the very best mortgage for the whole term. 

We also send our customers an email newsletter every three or four weeks to keep them in touch with what is happening in the mortgage market – Subscribe here.