Independent mortgage advice – expertise you can trust
MortgageAbility mortgage brokers provide expert independent mortgage advice for everyone from first time buyers and remortgagors, to experienced buy-to-let landlords in Newton Abbot and South Devon. Our ability to understand your needs and view the whole market helps us find the best mortgages for you.
In addition, our knowledge, experience and commitment to our clients ensures excellent service all the way, from initial mortgage advice to completion.
We are proud of what we do, but don’t just take our word for it. Click here for some of our customer testimonials to see what others think of MortgageAbility. Call us now for FREE, no-obligation advice about your needs – 01626 200305.
How can we help you?
- Advise how much you can borrow, the types of mortgage available and the best type of mortgage for you, based on a thorough understanding of your needs and circumstances.
- Find you the best mortgage, selected from the whole of the market, not just a restricted panel of lenders.
- Obtain an “agreement in principle”, which will enable you negotiate your purchase in the knowledge that a mortgage will be available.
- Give advice regarding all the costs involved, how you can save money and discuss overall affordability.
- Prepare and submit your application and deal with the lender’s requirements and questions.
- If you have received a quote direct from a lender or other source, we can check to see whether this is the best available for you. Remember that lenders can only sell you the products they have, whereas MortgageAbility will find the best mortgage for you from the whole of the market.
- To help you keep your home and protect your family, we will advise you regarding the financial risks that you need to consider and how to protect against them – see Life Insurance below.
Why should you get independent mortgage advice?
Why go direct, when you could get impartial, independent mortgage advice?
Mortgage lenders can only sell you the products they have – which may not be the best available for you. And why shouldn’t they? They are businesses that, in the vast majority of cases, are responsible to shareholders who demand profit.
Estate agents’ in-house brokers will often deal with just a small panel of lenders and they will frequently require you to pay an upfront fee, with no guarantee of a mortgage.
MortgageAbility will find the best mortgage for you, from the whole of the market.
Most lenders will never tell you that your scheme rate has ended and even if you do tell them your needs, they have a history of not exactly offering the best remortgage deals to you as an existing customer.
At MortgageAbility, we will tell you when it’s time to remortgage and make sure your scheme stays competitive. That’s what independent mortgage and remortgage advice is all about.
We have an efficient and effective client contact programme that tells us when it’s time to call you and we are committed to making sure all our clients have the very best mortgage for the whole term.
We also send our customers an email newsletter every three or four weeks to keep them in touch with what is happening in the mortgage market – Subscribe here.
What about Life Insurance?
- Premature death
- Critical illness
- Absence from work due to long-term illness or injury
Click here for an explanation of the types of insurance that cover these events.
Everybody’s insurance needs are different as are their budgets. As independent insurance brokers covering Newton Abbot and South Devon, we provide clients with tailored life and family protection insurance solutions to meet individual family needs and budgets, working with a range of leading providers.
Our assessment and recommendation service is FREE and covers:
- Calculation of your basic needs
- Review of any existing insurance
- Presentation of your options
- Recommendation and arrangement of suitable Trusts
- Annual Review
Buildings & Contents Insurance
We provide clients with home insurance from a panel of leading insurers sharing a common policy wording, enabling us to offer you a real choice, a competitive product and a quick and simple documentation process.
All the policies have been awarded a maximum 5 Star Rating by independent experts Defaqto so you have total reassurance that you’re buying quality cover from trusted brands.
In order to obtain a free, no obligation quote, please complete and return this form – B&C Data Capture
Mortgage Best Buys
Click here to see the current best-buy fixed-rate, tracker-rate, buy-to-let mortgages and remortgages.
Also see mortgage rate trends over the last 12 months.