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11
SEP
2016

BTL Landlords’ Confidence Stabilising

TMW has issued its Buy-to-Let Barometer for Q2 2016, which reveals that landlords’ confidence appears to be stabilising. It also indicates that: 43% see the Brexit vote as negative for the private rental sector. 61% believe that last year’s Budget will decrease their...
05
JAN
2016

Newsletter – January 2016

January newsletter is now available. Click here… To subscribe for future issues, click here…
19
DEC
2015

BTL tax reliefs to exceed £15bn despite government cuts

According to London estate agents LudlowThompson, UK Landlords will still be able to claim £15billion  in tax reliefs and property expenses, even after the recently announced Government reductions are introduced. Stephen Ludlow, Chairman at ludlowthompson,  commented, “Despite a...
20
NOV
2015

Some misunderstanding about Help to Buy ISAs may hinder take-up

Almost half of first time buyers (45%) claim they will not open a Help to Buy ISA, despite a potential bonus of up to £6,000 per couple. The research by money.co.uk shows that one of the biggest barriers to entry is that savers cannot pay into a Help to Buy ISA and a standard...
19
NOV
2015

Monthly mortgage lending at post-crisis high

The Council of Mortgage Lenders estimates that gross mortgage lending reached £21.8 billion in October – 8% higher than September’s lending total of £20.1 billion. In addition to the month-on-month rise, lending rose 19% year-on-year, from £18.4 billion in October 2014. This is...
13
NOV
2015

Building society sector commits to review maximum age policies on mortgages

About time too! This action is one of nine recommendations contained in an interim report entitled Lending into Retirement, launched by the BSA. The UK already has 11.6 million people over the age of 65.  By 2034 it is estimated that around a quarter of the population will be 65...
12
NOV
2015

10 Everyday Things That Cost More Than Term Life Insurance

Although this article relates to the USA, the same applies in the UK and probably across Europe too. The point is that many people give priority to all sorts of things over and above the wellbeing of their families. Financial protection in case of unfortunate unforeseen events...
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