Best Buys 13/02/2012

See below the current best-buy fixed-rate, tracker-rate, buy-to-let and remortgages. Contact us for a personalised illustration!

90%
4.19%
£539 Monthly Repayment
Expiry 28/02/2015
Reverting to 4.99%
£265 Lender Fee
£495 Valuation Fee
5.3% APR
Early Repayment Charge:
⊕ 2%
Enquire Source – Trigold Prospector
75%
2.48%
£448 Monthly Repayment
Expiry 2 years
Reverting to 5.49%
£845 Lender Fee
£160 Valuation Fee
5.5% APR
Early Repayment Charge:
⊕ None
Enquire Source – Trigold Prospector
60%
1.99%
£424 Monthly Repayment
Expiry 2 years
Reverting to 3.69%
£1499 Lender Fee
£173 Valuation Fee
3.9% APR
Early Repayment Charge:
⊕ None
Enquire Source – Trigold Prospector

All examples are for a mortgage of £100,000 repayable over 25 years, available nationally, with scheme periods not less than 2-years. As can be seen, low rates invariably come with higher fees. Therefore, depending on the circumstances and needs of each borrower, the schemes shown may not be the best value. Please ask for a Key Facts Illustration for full details of any scheme before a decision is made as this will show full details of the terms and conditions of the scheme.

90%
4.19%
£539 Monthly Repayment
Expiry 2 years
Reverting to 3.69%
£999 Lender Fee
£149 Valuation Fee
4.3% APR
Early Repayment Charge:
⊕ 2%
Enquire Source – Trigold Prospector
75%
2.69%
£458 Monthly Repayment
Expiry 28/02/14
Reverting to 5.49%
£1595 Lender Fee
£160 Valuation Fee
5.6% APR
Early Repayment Charge:
⊕ 3%
Enquire Source – Trigold Prospector
60%
2.24%
£436 Monthly Repayment
Expiry 31/5/14
Reverting to 3.94%
£1999 Lender Fee
£173 Valuation Fee
4.2% APR
Early Repayment Charge:
⊕ 2% to 30/04/2013
⊕ 1% to 30/04/2014
Enquire Source – Trigold Prospector

All examples are for a mortgage of £100,000 repayable over 25 years, available nationally, with scheme periods not less than 2-years. As can be seen, low rates invariably come with higher fees. Therefore, depending on the circumstances and needs of each borrower, the schemes shown may not be the best value. Please ask for a Key Facts Illustration for full details of any scheme before a decision is made as this will show full details of the terms and conditions of the scheme.

75% Tracker
3.88%
£521 Monthly Repayment
Expiry -
Reverting to 4.99%
£1895 Lender Fee
£195 Valuation Fee
4.2% APR
Early Repayment Charge:
⊕ 1% in year 1
Enquire Source – Trigold Prospector
75% Fixed
4.19%
£538 Monthly Repayment
Expiry 2 years
Reverting to 6.58%
£2500 Lender Fee
£399 Valuation Fee
6.6% APR
Early Repayment Charge:
⊕ 4% in year 1 then 3%
Enquire Source – Trigold Prospector
60% Tracker
2.74%
£461 Monthly Repayment
Expiry 31/3/14
Reverting to 4.99%
£2500 Lender Fee
£0 Valuation Fee
5.3% APR
Early Repayment Charge:
⊕ 4%
Enquire Source – Trigold Prospector
60% Fixed
2.99%
£474 Monthly Repayment
Expiry 2 years
Reverting to 4.24%
£2500 Lender Fee
£295 Valuation Fee
4.4% APR
Early Repayment Charge:
⊕ 2%
Enquire Source – Trigold Prospector

The Financial Services Authority does not regulate some forms of Buy to Lets.

All examples are for a mortgage of £100,000 repayable over 25 years, available nationally, with scheme periods not less than 2-years. As can be seen, low rates invariably come with higher fees. Therefore, depending on the circumstances and needs of each borrower, the schemes shown may not be the best value. Please ask for a Key Facts Illustration for full details of any scheme before a decision is made as this will show full details of the terms and conditions of the scheme.

80% Tracker
2.69%
£463 Monthly Repayment
Expiry 30/4/14
Reverting to 5.69%
£1199 Lender Fee
£0 Valuation Fee
5.8% APR
Early Repayment Charge:
⊕ None
Enquire Source – Trigold Prospector
80% Fixed
3.19%
£484 Monthly Repayment
Expiry 30/2/14
Reverting to 5.69%
£999 Lender Fee
£270 Valuation Fee
5.6% APR
Early Repayment Charge:
⊕ 3% to 30/4/13 then 2%
Enquire Source – Trigold Prospector
60% Tracker
1.99%
£424 Monthly Repayment
Expiry 2 years
Reverting to 3.69%
£1499 Lender Fee
£173 Valuation Fee
3.9% APR
Early Repayment Charge:
⊕ None
Enquire Source – Trigold Prospector
60% Fixed
3.39%
£415 Monthly Repayment
Expiry 2/4/14
Reverting to 4.24%
£2500 Lender Fee
£295 Valuation Fee
4.5% APR
Early Repayment Charge:
⊕ 3%
Enquire Source – Trigold Prospector

All examples are for a mortgage of £100,000 repayable over 25 years, available nationally, with scheme periods not less than 2-years. As can be seen, low rates invariably come with higher fees. Therefore, depending on the circumstances and needs of each borrower, the schemes shown may not be the best value. Please ask for a Key Facts Illustration for full details of any scheme before a decision is made as this will show full details of the terms and conditions of the scheme.

  • YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
    Whilst MortgageAbility does not charge for mortgage advice, please note that there will be an administration fee for arranging mortgages. The precise amount will depend upon your circumstances but we estimate it will be £295, payable on completion. MortgageAbility gives you the option to pay a non-refundable fee of 1% of the mortgage loan payable with the application. If this option is taken, MortgageAbility will refund any commission received from the lender.

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