| |
My
weekly review of all mortgage products currently available indicate the following
lowest rates. All examples are for an a mortgage of £100,000 repayable over
25 years.
As
can be seen, low rates invariably come with higher fees. Therefore, depending
on the circumstances and needs of each borrower, the schemes shown may not be
the best value. Please ask for a Key Facts Illustration for full details of any
scheme before a decision is made as this will full details of the terms and conditions
of the scheme. I
shall be happy to discuss your personal options.
| Rate |
Expiry |
Subsequent
Rate | Lender
Fee | Valuation
Fee | Overall
Cost for Comparison | Monthly
Repayment | Early
Repayment
Charge
| | |
60%
Loan-to-Value. Fixed Rate | |
2.64 |
30/09/12 |
4.24 |
2,000 |
320 |
4.3
APR | 456 |
3%
of loan to be paid until 30/09/2012 |
60%
Loan-to-Value. Tracker Rate | |
1.99 |
30/11/12 |
3.99 |
2,500 |
350 |
4.0
APR | 424 |
3%
of loan to be paid until 30/11/2011, then 2% until 30/11/2012 |
| 75%
Loan-to-Value. Fixed Rate | |
2.89 |
30/09/12 |
4.99 |
995 |
260 |
4.9
APR | 469 |
3%
of loan to be paid 30/09/2012 | | 75%
Loan-to-Value. Tracker Rate | |
2.29 |
30/11/12 |
3.99 |
2,500 |
300 |
4.0
APR | 439 | 3%
of loan to be paid until 30/09/2011, then 2% of loan until 30/09/2012 |
| 90%
Loan-to-Value. Fixed Rate | |
4.95 |
30/09/12 |
4.99 |
995 |
260 |
5.3
APR | 582 |
3%
of loan to be paid until 30/09/2012 | | 90%
Loan-to-Value. Tracker Rate | |
4.29 |
30/11/13 |
4.24 |
649 |
150 |
4.5
APR | 544 |
3%
of loan to be paid until30/11/2011, then 2% of loan until 30/11/2012, then 1%
of loan until 30/11/2013 | | Five-year
Fixed Rate - 60% Loan-to-Value | |
3.95 |
30/11/15 |
3.94 |
599 |
175 |
4.1
APR | 525 |
5.249% of loan to be paid until 31/08/10 then 5% until 30/11/11, 4% until 30/11/12,
3% until30/11/2013, then 2% of loan until 30/11/2014, then 1% of loan until 30/11/2015 | | Buy-to-Let,
70% Loan-to-Value. Fixed Rate | |
4.39 |
31/03/12 |
4.99 |
3,500 |
390 |
5.5
APR | 550 |
5%
of loan to be paid until 30/09/2011 | | Buy-to-Let,
70% Loan-to-Value. Tracker Rate | |
3.59 |
30/09/11 |
4.99 |
3,500 |
390 |
5.4
APR |
506 |
3%
of loan to be paid until 30/09/2011 | Source
- Trigold Prospector
Please
call or email if you would like further details or to enquire about mortgages
to suit your personal circumstances For
a no-obligation initial consultation call me on 01626 200305 Your
home may be repossessed if you do not keep up repayments on your mortgage. There
may be occasions where we may charge a fee, which may depend on your circumstances.
In these situations we will inform you at an early stage, the fee being no more
than 1.75% of the total loan amount. MortgageAbility
is a trading name of Syncrus Ltd, which is an appointed representative of HL Partnership
Limited, which is authorised and regulated by the Financial Services Authority, Syncrus
Ltd is a company registered in England and Wales with company number 3911001.
The registered office is 78A Queen Street, Newton Abbot, TQ12 2ER. |
