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11
APR
2016

Exclusive BTL Report – Upcoming Tax Relief Changes

To help landlords and potential landlords to deal with the changes, Kent Reliance have collaborated with Ernst & Young LLP to produce an exclusive report that explains the changes and their potential impact. Click here to view
19
MAR
2016

New Lifetime ISA explained

Click here for HM Treasury document explaining the new Lifetime ISA
19
MAR
2016

Guide to Stamp Duty (SDLT) changes

Nationwide produces a useful guide to the Stamp Duty changes. Click here… Click here for detailed HMRC guidance.
16
MAR
2016

Chancellor confirms extra 3% stamp duty – and even ‘significant property investors’ can’t escape

Buy-to-let landlords have been dealt a new blow in the Budget after the Chancellor abandoned plans to exempt ‘significant investors’ from the extra 3 per cent stamp duty charges and snubbed them in a capital gains tax cut. From April, anyone purchasing an additional...
16
FEB
2016

BTL landlords’ confidence continues to decline

TMW has issued its Buy-to-Let Barometer for Q4 2015, which reveals that confidence is at its lowest over the past 8 years. It also indicates that: 13% intend to apply for new BTL mortgages before the Stamp Duty increases impact 41% are considering moving their BTL portfolios into...
15
FEB
2016

Help to Buy creates 43% homebuilding surge

New research has found that 43% of new homes built under the Help to Buy: equity loan scheme since 2013 would have not been built without introduction of the scheme. A report published today also found that 82% of buyers under Help to Buy: equity loan would not have been able to...
12
JAN
2016

10 Things You Absolutely Need To Know About Life Insurance

Some good information and advice in this article. Read more…  
07
JAN
2016

Dudley Building Society scraps upper age limits across entire range

Dudley Building Society recently received national press attention as they scrapped upper age limits across their whole product range. Over the last decade there has been an increasing shift towards a flexible approach to retirement ages (especially following the removal of the...
05
JAN
2016

Newsletter – January 2016

January newsletter is now available. Click here… To subscribe for future issues, click here…
05
JAN
2016

Ten buyers for each property

House hunters must be prepared to battle it out as latest figures show there are 10 buyers for each property for sale. The gap between the number of buyers and the number of properties for sale is growing and is fuelling the housing crisis, according to the National Association...
04
JAN
2016

Government to fast-track affordable home building

David Cameron will today announce government plans to directly commission thousands of new affordable homes on publicly owned land. The first wave of up to 13,000 will start on 4 sites outside of London in 2016 – up to 40% of which will be affordable ‘starter’ homes. The...
03
JAN
2016

Income Protection Statistics

This information, provided by Friends Life, places into focus the reasons why income protection insurance should not be ignored.
03
JAN
2016

Critical Illness Statistics

These statistics, produced by Friends Life, place into focus the key reasons why critical illness insurance should not be ignored.
02
JAN
2016

How long can the average family survive without the main breadwinner’s income?

L&G’s latest 2014 research shows that without an income, people in the UK have on average just 29 days to the breadline. KEY FINDINGS AT A GLANCE The infographic above gives a quick overview of some of the key findings which include: 29 days – Average UK household...
02
JAN
2016

What is the value of a parent?

Legal & General has been researching the value of a parent for over 30 years. Parents may tend to take their wages into account when deciding on a level of cover, but they often don’t consider the unpaid domestic work they do. L&G’s research puts an average...
02
JAN
2016

More details emerge on BTL stamp duty increase

A consultation paper that was published by the Treasury this week, provided more clarity regarding the application of the increases announced in the Chancellor’s Autumn Statement. In particular, this covered the position of existing BTL landlords buying a new residential...
30
DEC
2015

House price growth picks up as 2015 draws to a close

UK house prices increased by 0.8% in December, pushing the annual pace of house price growth to 4.5%, from 3.7% in November, according to the latest Nationwide house price index. Commenting on the figures, Robert Gardner, Nationwide’s Chief Economist, said: “UK house prices...
19
DEC
2015

BTL tax reliefs to exceed £15bn despite government cuts

According to London estate agents LudlowThompson, UK Landlords will still be able to claim £15billion  in tax reliefs and property expenses, even after the recently announced Government reductions are introduced. Stephen Ludlow, Chairman at ludlowthompson,  commented, “Despite a...
17
DEC
2015

Bank of England to get new powers on buy-to-let lending

The government is to consult on new powers to allow the Bank of England to rein in the buy-to-let mortgage market. In April this year, the Bank was given extra tools to control the residential mortgage market. Those powers could now be extended to limit borrowing by landlords who...
16
DEC
2015

Average outstanding UK mortgage debt rises to £85,000

The latest Bank of England quarterly bulletin indicates that the average household mortgage debt is £85,000. In aggregate, household debt remains high relative to income, but the cost of servicing that debt is historically low, due to low interest rates. The proportion of...
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