Darnells Buy-to-Let Guidance
This is a very useful four- page guide covering the current tax regime for buy-to-let property, produced by local accountants Darnells. Download a full copy here…
Category
Buy-to-let14
FEB
2018
14
FEB
2018
BTL Landlords’ Confidence Remains Low
TMW has issued its Buy-to-Let Barometer for Q4 2017, which reveals that landlords’ confidence appears to be stabilising. Q4 2017 sees the proportion of landlords feeling good or very good about the prospects for their own lettings business remain low at 38%, down 6%...
03
NOV
2016
Annual house price growth slows to 4.6%: Nationwide
After fifteen successive monthly increases, UK house prices were unchanged in October, according to the latest Nationwide house price index. As a result, the annual rate of house price growth slowed to 4.6%, from 5.3% in September. Robert Gardner, Nationwide’s Chief...
28
OCT
2016
Best-buy Mortgages – 28 October 2016
See our current best-buy fixed-rate, tracker-rate, buy-to-let and re-mortgages. Contact me for a personalised illustration.
18
OCT
2016
Guiding landlords through the tax relief changes
TMW has developed a handy new guide to the tax relief changes for landlords for you to consider. The new guide can help you understand if you’ll be impacted by the changes being phased in from 6 April 2017. Also see the calculator we published on 21 September – click...
14
OCT
2016
21
SEP
2016
Buy to Let Tax Change Calculator
Tax relief changes for landlords are being phased in from April next year and could impact landlords’ profits. There’s an easy way to understand if you are affected – by using TMW’s simple calculator. Click the image to download tax relief calculator.
11
SEP
2016
BTL Landlords’ Confidence Stabilising
TMW has issued its Buy-to-Let Barometer for Q2 2016, which reveals that landlords’ confidence appears to be stabilising. It also indicates that: 43% see the Brexit vote as negative for the private rental sector. 61% believe that last year’s Budget will decrease their...
29
APR
2016
The Mortgage Works changes lending criteria for Buy-to-Let mortgages
The Mortgage Works is the first lender to tighten-up its lending criteria for buy-to-let mortgages following new guidance from the FCA. From 11 May the lender’s rental coverage requirement will increase from 125% to 145% and the maximum loan-to-value allowed will be reduced...
11
APR
2016
Exclusive BTL Report – Upcoming Tax Relief Changes
To help landlords and potential landlords to deal with the changes, Kent Reliance have collaborated with Ernst & Young LLP to produce an exclusive report that explains the changes and their potential impact. Click here to view
19
MAR
2016
Guide to Stamp Duty (SDLT) changes
Nationwide produces a useful guide to the Stamp Duty changes. Click here… Click here for detailed HMRC guidance.
16
MAR
2016
Chancellor confirms extra 3% stamp duty – and even ‘significant property investors’ can’t escape
Buy-to-let landlords have been dealt a new blow in the Budget after the Chancellor abandoned plans to exempt ‘significant investors’ from the extra 3 per cent stamp duty charges and snubbed them in a capital gains tax cut. From April, anyone purchasing an additional...
16
FEB
2016
BTL landlords’ confidence continues to decline
TMW has issued its Buy-to-Let Barometer for Q4 2015, which reveals that confidence is at its lowest over the past 8 years. It also indicates that: 13% intend to apply for new BTL mortgages before the Stamp Duty increases impact 41% are considering moving their BTL portfolios into...
05
JAN
2016
Newsletter – January 2016
January newsletter is now available. Click here… To subscribe for future issues, click here…
02
JAN
2016
More details emerge on BTL stamp duty increase
A consultation paper that was published by the Treasury this week, provided more clarity regarding the application of the increases announced in the Chancellor’s Autumn Statement. In particular, this covered the position of existing BTL landlords buying a new residential...
17
DEC
2015
Bank of England to get new powers on buy-to-let lending
The government is to consult on new powers to allow the Bank of England to rein in the buy-to-let mortgage market. In April this year, the Bank was given extra tools to control the residential mortgage market. Those powers could now be extended to limit borrowing by landlords who...
14
DEC
2015
Thousands of London flats to come back on to the market, estate agent says
Thousands of unbuilt flats and apartments could come back on to the London property market over the next two years as foreign investors seek to cut their losses, according to a new study. In their latest report on the residential market, researchers at estate agent Cluttons said...
12
DEC
2015
Is the buy-to-let bubble is set to burst?
Former Bank of England economist Rob Thomas, director of research at property consultancy group Instinctif, predicts that some landlords – especially those with big mortgage borrowings – could face ‘ruin’ as a result of the draconian taxation changes made to...
11
DEC
2015
Q3 BTL Barometer shows landlords’ confidence softening
Landlords’ confidence has softened as a result of the summer budget. It will be interesting to see how the recent tax changes impact on this.
03
DEC
2015
Chancellor’s buy to let taxes to trigger lending surge as landlords rush to incorporate
Radical changes to the tax treatment of landlords have already triggered a surge in landlords borrowing through companies, and further changes will follow the Autumn Statement, according to the third edition of Kent Reliance’s Buy To Let Britain report. The changes...
12
Whilst MortgageAbility does not charge for mortgage advice, please note that there will be an administration fee for arranging mortgages. The precise amount will depend upon your circumstances but we estimate it will be £395, payable on completion. MortgageAbility gives you the option to pay a non-refundable fee of 1% of the mortgage loan payable with the application. If this option is taken, MortgageAbility will refund any commission received from the lender.