Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 10 July 2020
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.44%
- Monthly Repayment£446
- Expiry 2 years
- Reverting to3.54
- Lender Fee£999
- Valuation Fee£0
- APRC3.50%
- Early Repayment ChargeNone
75%
1.32%
- Monthly Repayment£395
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.9%
- Early Repayment ChargeNone
60%
1.24%
- Monthly Repayment£396
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£1,999
- Valuation Fee£0
- APRC3.80%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.14%
- Monthly Repayment£431
- Expiry 30/09/2022
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment Charge2% to 30/09/21, then 1% to 30/09/22
75%
1.14%
- Monthly Repayment£391
- Expiry 31/07/2022
- Reverting to5.29%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.40%
- Early Repayment Charge3% to 31/07/21, then 2% to 31/07/22
60%
1.09%
- Monthly Repayment£381
- Expiry 31/07/2022
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% to 31/07/22
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
1.94%
- Monthly Repayment£425
- Expiry 2 years
- Reverting to4.44
- Lender Fee£995
- Valuation Fee£0
- APRC4.10%
- Early Repayment ChargeNone
75% Fixed
1.49%
- Monthly Repayment£405
- Expiry 02/09/2022
- Reverting to3.34%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge3% to 02/09/2022
60% Tracker
1.49%
- Monthly Repayment£403
- Expiry 30/09/2022
- Reverting to4.44%
- Lender Fee£995
- Valuation Fee£0
- APRC4.10%
- Early Repayment ChargeNone
60% Fixed
1.19%
- Monthly Repayment£393
- Expiry 31/05/2022
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge3% to 31/5/2021 then 2% to 31/5/2022
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.59%
- Monthly Repayment£408
- Expiry 31/08/2022
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
80% Fixed
1.43%
- Monthly Repayment£402
- Expiry 30/09/2022
- Reverting to5.19%
- Lender Fee£1,395
- Valuation Fee£0
- APRC4.80%
- Early Repayment Charge2% to 30/09/2021, then 1% to 30/09/2022
60% Tracker
1.24%
- Monthly Repayment£392
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.90%
- Early Repayment ChargeNone
60% Fixed
1.14%
- Monthly Repayment£387
- Expiry 30/09/2022
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.20%
- Early Repayment Charge2% to 30/09/2021, then 1% to 30/09/2022
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 10 July 2020
This week’s average mortgage rate has remained at 1.41%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.