Mortgage Best Buys & Mortgage Rate Trends
Best Buys – 4 May 2018
See below our current best-buy fixed-rate, tracker-rate, buy-to-let and re-mortgages. Contact us for a personalised illustration!
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.79%
- Monthly Repayment£417
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment ChargeNone
75%
1.29%
- Monthly Repayment£393
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£899
- Valuation Fee£0
- APRC3.60%
- Early Repayment ChargeNone
60%
1.19%
- Monthly Repayment£389
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£899
- Valuation Fee£0
- APRC3.60%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.84%
- Monthly Repayment£420
- Expiry 30/06/2020
- Reverting to3.99%
- Lender Fee£1,184
- Valuation Fee£154
- APRC3.80%
- Early Repayment Charge2% to 30/06/2019, then 1% to 30/06/2020
75%
1.35%
- Monthly Repayment£397
- Expiry 2 years
- Reverting to4.99%
- Lender Fee£999
- Valuation Fee£192
- APRC4.50%
- Early Repayment Charge3% for 2 years
60%
1.35%
- Monthly Repayment£397
- Expiry 2 years
- Reverting to4.99%
- Lender Fee£999
- Valuation Fee£192
- APRC4.50%
- Early Repayment Charge3% for 2 years
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
1.94%
- Monthly Repayment£421
- Expiry 2 years
- Reverting to5.50%
- Lender Fee£1,999
- Valuation Fee£135
- APRC5.20%
- Early Repayment Charge2% in the first year, then 1% in the second year
75% Fixed
1.75%
- Monthly Repayment£420
- Expiry 01/06/2020
- Reverting to4.99%
- Lender Fee£1,995
- Valuation Fee£163
- APRC4.70%
- Early Repayment Charge1.5% to 01/06/2020
60% Tracker
1.49%
- Monthly Repayment£397
- Expiry 2 years
- Reverting to5.00%
- Lender Fee£1,999
- Valuation Fee£149
- APRC4.70%
- Early Repayment Charge2% in the first year, then 1% in the second year
60% Fixed
1.37%
- Monthly Repayment£402
- Expiry 01/07/2020
- Reverting to4.70%
- Lender Fee£1,995
- Valuation Fee£188
- APRC4.70%
- Early Repayment Charge1.5% to 01/07/2020
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.39%
- Monthly Repayment£395
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£999
- Valuation Fee£0
- APRC3.60%
- Early Repayment ChargeNone
80% Fixed
1.54%
- Monthly Repayment£405
- Expiry 31/08/2020
- Reverting to3.94%
- Lender Fee£899
- Valuation Fee£0
- APRC3.60%
- Early Repayment Charge2% to 31/08/2019, then 1% to 31/08/2020
60% Tracker
1.19%
- Monthly Repayment£389
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£899
- Valuation Fee£0
- APRC3.60%
- Early Repayment ChargeNone
60% Fixed
1.34%
- Monthly Repayment£396
- Expiry 2 years
- Reverting to4.99%
- Lender Fee£999
- Valuation Fee£0
- APRC4.30%
- Early Repayment Charge3% for 2 years
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 4 May 2018
This week’s average rate has increased from 1.44% to 1.46%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.