Mortgage Best Buys & Mortgage Rate Trends
Best Buys – 24 August 2018
See below our current best-buy fixed-rate, tracker-rate, buy-to-let and re-mortgages. Contact us for a personalised illustration!
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.94%
- Monthly Repayment£430
- Expiry 2 years
- Reverting to3.94%
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment ChargeNone
75%
1.38%
- Monthly Repayment£398
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£999
- Valuation Fee£0
- APRC4.80%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/10/2020
60%
1.32%
- Monthly Repayment£396
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£999
- Valuation Fee£0
- APRC4.80%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/10/2020
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.79%
- Monthly Repayment£417
- Expiry 30/11/2020
- Reverting to3.94%
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment Charge2% to 30/11/2019, then 1% to 30/11/2020
75%
1.44%
- Monthly Repayment£405
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.90%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/07/2010
60%
1.39%
- Monthly Repayment£403
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.90%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/07/2010
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
1.94%
- Monthly Repayment£429
- Expiry 30/09/2020
- Reverting to5.24%
- Lender Fee£1,995
- Valuation Fee£240
- APRC5.00%
- Early Repayment Charge2% to 30/09/2019, then 1% to 30/09/2020
75% Fixed
1.75%
- Monthly Repayment£420
- Expiry 01/10/2020
- Reverting to4.99%
- Lender Fee£1,995
- Valuation Fee£163
- APRC4.70%
- Early Repayment Charge1.5% to 01/10/2020
60% Tracker
1.29%
- Monthly Repayment£400
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£2,499
- Valuation Fee£0
- APRC5.00%
- Early Repayment Charge2% to 31/10/2019, then 1% to 31/10/2020
60% Fixed
1.39%
- Monthly Repayment£403
- Expiry 31/10/2020
- Reverting to5.09%
- Lender Fee£1,995
- Valuation Fee£181
- APRC4.40%
- Early Repayment Charge2% to 31/10/2019, then 1% to 31/10/2020
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.54%
- Monthly Repayment£406
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£999
- Valuation Fee£0
- APRC4.90%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/10/2020
80% Fixed
1.55%
- Monthly Repayment£407
- Expiry 31/10/2020
- Reverting to5.69%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.90%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/10/2020
60% Tracker
1.32%
- Monthly Repayment£396
- Expiry 2 years
- Reverting to5.69%
- Lender Fee£999
- Valuation Fee£0
- APRC4.80%
- Early Repayment Charge3% to 31/10/2019, then 2% to 31/10/2020
60% Fixed
1.39%
- Monthly Repayment£400
- Expiry 2 years
- Reverting to4.99%
- Lender Fee£1,249
- Valuation Fee£0
- APRC4.50%
- Early Repayment Charge2% to 31/10/2019, then 1% to 31/10/2020
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 24 August 2018
This week’s average rate reduced from 1.56% to 1.50%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.