Mortgage Best Buys & Mortgage Rate Trends
Best Buys – 3 April 2020
See below our current best-buy fixed-rate, tracker-rate, buy-to-let and re-mortgages. Contact us for a personalised illustration!
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
None available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
75%
1.29%
- Monthly Repayment£394
- Expiry 2 years
- Reverting to3.35%
- Lender Fee£999
- Valuation Fee£0
- APRC2.90%
- Early Repayment ChargeNone
60%
0.84%
- Monthly Repayment£377
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£1,999
- Valuation Fee£0
- APRC3.80%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.79%
- Monthly Repayment£418
- Expiry 30/06/2022
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment Charge2% to 30/06/21, then 1% to 30/06/22
75%
1.25%
- Monthly Repayment£392
- Expiry 30/06/2022
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£248
- APRC3.80%
- Early Repayment Charge2% to 30/06/21, then 1% to 30/06/22
60%
1.17%
- Monthly Repayment£388
- Expiry 30/06/2022
- Reverting to3.74%
- Lender Fee£999
- Valuation Fee£0
- APRC3.4%
- Early Repayment Charge2% to 30/06/21, then 1% to 30/06/22
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
None Available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
75% Fixed
1.59%
- Monthly Repayment£412
- Expiry 31/05/2022
- Reverting to5.24%
- Lender Fee£2,000
- Valuation Fee£240
- APRC4.90%
- Early Repayment Charge3% to 31/05/21, then 2% to 31/05/22
60% Tracker
None Available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
60% Fixed
1.19%
- Monthly Repayment£393
- Expiry 31/05/2022
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge2% to 31/5/2021 then 1% to 31/5/2022
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
0.99%
- Monthly Repayment£380
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.90%
- Early Repayment ChargeNone
80% Fixed
1.44%
- Monthly Repayment£401
- Expiry 30/06/2022
- Reverting to4.19%
- Lender Fee£999
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 30/06/21, then 1% to 30/06/22
60% Tracker
0.94%
- Monthly Repayment£378
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.90%
- Early Repayment ChargeNone
60% Fixed
1.14%
- Monthly Repayment£391
- Expiry 30/06/2022
- Reverting to5.69%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.80%
- Early Repayment Charge3% to 31/03/2021, then 2% to 31/03/2022
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 3 April 2020
This week’s average rate has risen from 1.38% to 1.41%. For the first time, there are no high loan-to-value tracker schemes for purchases and buy-to-lets available. However, variable rate schemes are still on offer, by way of discounted rates.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.