Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 20 November 2020
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
None Available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
75%
1.72%
- Monthly Repayment£410
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment ChargeNone
60%
1.64%
- Monthly Repayment£407
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
3.69%
- Monthly Repayment£511
- Expiry 2 years
- Reverting to4.49%
- Lender Fee£995
- Valuation Fee£0
- APRC4.30%
- Early Repayment Charge2.5% to 30/4/2022, then 1.5% to 30/4/2023
75%
1.57%
- Monthly Repayment£403
- Expiry 31/01/2023
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment Charge2%
60%
1.28%
- Monthly Repayment£390
- Expiry 31/12/2022
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£200
- APRC3.40%
- Early Repayment Charge2% to 31/12/2021, then 1% to 31/12/2022
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
None Available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
75% Fixed
1.59%
- Monthly Repayment£404
- Expiry 31/01/2023
- Reverting to5.24%
- Lender Fee£2,000
- Valuation Fee£240
- APRC4.90%
- Early Repayment Charge3% to 31/01/22, then 2% to 31/01/2023
60% Tracker
None Available
- Monthly Repayment
- Expiry
- Reverting to
- Lender Fee
- Valuation Fee
- APRC
- Early Repayment Charge
60% Fixed
1.19%
- Monthly Repayment£386
- Expiry 31/01/2023
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge3% to 31/01/22, then 2% to 31/01/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
2.24%
- Monthly Repayment£436
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.50%
- Early Repayment ChargeNone
80% Fixed
1.89%
- Monthly Repayment£419
- Expiry 2 years
- Reverting to5.70%
- Lender Fee£699
- Valuation Fee£0
- APRC3.30%
- Early Repayment Charge3%
60% Tracker
1.44%
- Monthly Repayment£397
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.20%
- Early Repayment ChargeNone
60% Fixed
1.19%
- Monthly Repayment£386
- Expiry 28/02/2023
- Reverting to3.59%
- Lender Fee£1,495
- Valuation Fee£0
- APRC3.30%
- Early Repayment Charge2% to 28/02/2022, then 1% to 28/02/2023
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 20 November 2020
This week’s average mortgage rate has reduced from 1.72% to 1.71%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.