Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 9 July 2021
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
3.49%
- Monthly Repayment£500
- Expiry 2 years
- Reverting to3.54
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment ChargeNone
75%
1.05%
- Monthly Repayment£379
- Expiry 30/11/2023
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£0
- APRC3.20%
- Early Repayment Charge0.5% to 30/11/2022, than 0.25% to 30/11/2023
60%
0.98%
- Monthly Repayment£376
- Expiry 30/11/2023
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£0
- APRC3.20%
- Early Repayment Charge0.5% to 30/11/2022, than 0.25% to 30/11/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.47%
- Monthly Repayment£447
- Expiry 31/10/2023
- Reverting to5.29%
- Lender Fee£999
- Valuation Fee£0
- APRC4.70%
- Early Repayment Charge3% to 31/10/2022, then 2% to 31/10/2023
75%
1.07%
- Monthly Repayment£380
- Expiry 30/09/2023
- Reverting to4.34%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% to 30/09/2022, then 1% to 30/09/2023
60%
0.94%
- Monthly Repayment£374
- Expiry 31/08/2023
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment Charge2% to 31/8/2022, then 1% to 31/8/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
2.19%
- Monthly Repayment£433
- Expiry 2 years
- Reverting to4.60%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.00
- Early Repayment ChargeNone
75% Fixed
1.52%
- Monthly Repayment£408
- Expiry 02/10/2023
- Reverting to3.35%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge3% to 31/10/2023
60% Tracker
1.84%
- Monthly Repayment£416
- Expiry 2 years
- Reverting to4.60%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.00%
- Early Repayment ChargeNone
60% Fixed
1.19%
- Monthly Repayment£386
- Expiry 30/09/2023
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge3% to 30/09/22, then 2% to 30/09/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
2.1%
- Monthly Repayment£433
- Expiry 30/09/2023
- Reverting to4.64%
- Lender Fee£0
- Valuation Fee£0
- APRC4.10%
- Early Repayment Charge2% to 30/09/2022, then 1% to 30/09/2023
80% Fixed
1.65%
- Monthly Repayment£407
- Expiry 30/09/2023
- Reverting to4.34%
- Lender Fee£1,499
- Valuation Fee£0
- APRC4.10%
- Early Repayment Charge2% to 30/09/2022, then 1% to 30/09/2023
60% Tracker
0.98%
- Monthly Repayment£376
- Expiry 30/11/2023
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£0
- APRC3.20%
- Early Repayment Charge0.5% to 30/11/2022, than 0.25% to 30/11/2023
60% Fixed
0.94%
- Monthly Repayment£374
- Expiry 31/08/2023
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment Charge2% to 31/8/2022, then 1% to 31/8/2023
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 9 July 2021
This week’s average mortgage rate has reduced from 1.63% to 1.48%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.