
Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 21 February 2022
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.84%
- Monthly Repayment£416
- Expiry 2 years
- Reverting to3.54%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
75%
1.37%
- Monthly Repayment£394
- Expiry 2 years
- Reverting to3.99%
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment ChargeNone
60%
1.25%
- Monthly Repayment£388
- Expiry 2 years
- Reverting to3.99%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.64%
- Monthly Repayment£407
- Expiry 02/05/2024
- Reverting to3.75%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment Charge3% to 02/05/2024
75%
1.30%
- Monthly Repayment£391
- Expiry 2 years
- Reverting to4.24%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% in 1 year, then 1% for next 1 year
60%
1.30%
- Monthly Repayment£391
- Expiry 2 years
- Reverting to4.24%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% in 1 year, then 1% for next 1 year
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
2.59%
- Monthly Repayment£453
- Expiry 2 years
- Reverting to4.60%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.50%
- Early Repayment ChargeNone
75% Fixed
1.19%
- Monthly Repayment£386
- Expiry 31/03/2024
- Reverting to5.24%
- Lender Fee£2,000
- Valuation Fee£240
- APRC4.90%
- Early Repayment Charge1.5% to 31/03/2023, then 1% to 31/03/2024
60% Tracker
1.69%
- Monthly Repayment£409
- Expiry 2 years
- Reverting to4.99%
- Lender Fee£995
- Valuation Fee£0
- APRC4.60%
- Early Repayment ChargeNone
60% Fixed
1.09%
- Monthly Repayment£381
- Expiry 31/03/2024
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge1.5% to 31/03/2023, then 1% to 31/03/2024
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.79%
- Monthly Repayment£414
- Expiry 2 years
- Reverting to3.99%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment ChargeNone
80% Fixed
1.30%
- Monthly Repayment£391
- Expiry 2 years
- Reverting to4.24%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% in year 1, then 1% in year 2
60% Tracker
1.25%
- Monthly Repayment£388
- Expiry 2 years
- Reverting to3.99%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
60% Fixed
1.30%
- Monthly Repayment£391
- Expiry 2 years
- Reverting to4.24%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% in year 1, then 1% in year 2
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 21 February 2022
This week’s average mortgage rate has increased from 1.30% to 1.41%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.