Mortgage Best Buys & Mortgage Rate Trends
Best Buys – 18 October 2019
See below our current best-buy fixed-rate, tracker-rate, buy-to-let and re-mortgages. Contact us for a personalised illustration!
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.09%
- Monthly Repayment£433
- Expiry 2 years
- Reverting to4.19%
- Lender Fee£999
- Valuation Fee£0
- APRC4.10%
- Early Repayment ChargeNone
75%
1.28%
- Monthly Repayment£394
- Expiry 31/12/2021
- Reverting to4.24%
- Lender Fee£999
- Valuation Fee£200
- APRC3.80%
- Early Repayment Charge1% to 31/12/2020, then 0.9% to 31/12/2021
60%
1.18%
- Monthly Repayment£389
- Expiry 31/12/2021
- Reverting to4.24%
- Lender Fee£999
- Valuation Fee£200
- APRC3.80%
- Early Repayment Charge0.9% to 31/12/2020, then 0.8% to 31/12/2021
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.77%
- Monthly Repayment£417
- Expiry 31/01/2022
- Reverting to4.24%
- Lender Fee£999
- Valuation Fee£0
- APRC4.00%
- Early Repayment Charge2% to 31/10/2022
75%
1.25%
- Monthly Repayment£392
- Expiry 31/01/2022
- Reverting to4.24%
- Lender Fee£995
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/01/2021, then 1% to 31/01/2022
60%
1.19%
- Monthly Repayment£390
- Expiry 31/01/2022
- Reverting to4.24%
- Lender Fee£995
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/01/2021, then 1% to 31/01/2022
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
1.69%
- Monthly Repayment£415
- Expiry 2 years
- Reverting to4.00%
- Lender Fee£1,499
- Valuation Fee£0
- APRC4.10%
- Early Repayment Charge2% in the first 2 years
75% Fixed
1.55%
- Monthly Repayment£410
- Expiry 31/12/2021
- Reverting to4.74%
- Lender Fee£1,995
- Valuation Fee£195
- APRC4.40%
- Early Repayment Charge3% to 31/12/2020, then 2% to 31/12/2021
60% Tracker
1.44%
- Monthly Repayment£405
- Expiry 30/09/2021
- Reverting to4.74%
- Lender Fee£1,995
- Valuation Fee£280
- APRC4.30%
- Early Repayment Charge2% to 30/09/2020 then 1% to 31/05/2021
60% Fixed
1.35%
- Monthly Repayment£400
- Expiry 31/01/2022
- Reverting to5.24%
- Lender Fee£1,795
- Valuation Fee£205
- APRC4.80%
- Early Repayment Charge2% to 31/01/2022
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.54%
- Monthly Repayment£406
- Expiry 2 years
- Reverting to4.19%
- Lender Fee£999
- Valuation Fee£0
- APRC4.00%
- Early Repayment ChargeNone
80% Fixed
1.45%
- Monthly Repayment£402
- Expiry 31/01/2022
- Reverting to4.24%
- Lender Fee£995
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/01/2021, then 1% to 31/01/2022
60% Tracker
1.33%
- Monthly Repayment£396
- Expiry 31/10/2021
- Reverting to4.24%
- Lender Fee£995
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge1% to 31/10/2020, then 0.5% to 31/10/2021
60% Fixed
1.19%
- Monthly Repayment£389
- Expiry 31/01/2022
- Reverting to4.24%
- Lender Fee£995
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/01/2021, then 1% to 31/01/2022
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 18 October 2019
This week’s average rate has remained at 1.40%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.