Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 22 July 2022
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.59%
- Monthly Repayment£453
- Expiry 2 years
- Reverting to4.49%
- Lender Fee£999
- Valuation Fee£0
- APRC4.30%
- Early Repayment ChargeNone
75%
2.20%
- Monthly Repayment£34
- Expiry 2 years
- Reverting to4.74%
- Lender Fee£999
- Valuation Fee£0
- APRC3.70%
- Early Repayment ChargeNone
60%
2.00%
- Monthly Repayment£424
- Expiry 2 years
- Reverting to4.74%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
3.39%
- Monthly Repayment£495
- Expiry 30/11/2024
- Reverting to5.49%
- Lender Fee£1,499
- Valuation Fee£0
- APRC5.30%
- Early Repayment Charge2% to 30/11/2023 then 1% to 30/11/ 2024
75%
3.19%
- Monthly Repayment£484
- Expiry 2-years
- Reverting to4.75%
- Lender Fee£999
- Valuation Fee£130
- APRC4.70%
- Early Repayment Charge2% in year 1, then 1% in year 2
60%
3.19%
- Monthly Repayment£484
- Expiry 2-years
- Reverting to4.75%
- Lender Fee£999
- Valuation Fee£130
- APRC4.70%
- Early Repayment Charge2% in year 1, then 1% in year 2
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
1.99%
- Monthly Repayment£423
- Expiry 30/09/2024
- Reverting to5.74%
- Lender Fee£1,995
- Valuation Fee£240
- APRC5.30%
- Early Repayment Charge0.75% to 30/09/2023, then 0.5% to 30/09/2024
75% Fixed
2.64%
- Monthly Repayment£456
- Expiry 30/09/2024
- Reverting to5.74%
- Lender Fee£0
- Valuation Fee£0
- APRC5.30%
- Early Repayment Charge0.75% to 30/09/2023, then 0.5% to 30/09/2024
60% Tracker
1.89%
- Monthly Repayment£419
- Expiry 30/09/2024
- Reverting to5.24%
- Lender Fee£1,995
- Valuation Fee£280
- APRC4.80%
- Early Repayment Charge0.75% to 30/09/2023, then 0.5% to 30/09/2024
60% Fixed
2.69%
- Monthly Repayment£452
- Expiry 30/09/2024
- Reverting to5.24%
- Lender Fee£1,495
- Valuation Fee£280
- APRC4.30%
- Early Repayment Charge2% to 30/09/2023, then 1% to 30/09/2024
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
2.54%
- Monthly Repayment£451
- Expiry 2-years
- Reverting to4.47%
- Lender Fee£999
- Valuation Fee£0
- APRC3.40%
- Early Repayment ChargeNone
80% Fixed
3.25%
- Monthly Repayment£487
- Expiry 30/09/2024
- Reverting to5.54%
- Lender Fee£999
- Valuation Fee£0
- APRC5.00%
- Early Repayment Charge2.5% to 30/09/2023, than 1.5% to 30/09/2024
60% Tracker
2.00%
- Monthly Repayment£424
- Expiry 2 years
- Reverting to4.74%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
60% Fixed
3.19%
- Monthly Repayment£484
- Expiry 2-years
- Reverting to4.75%
- Lender Fee£999
- Valuation Fee£130
- APRC4.70%
- Early Repayment Charge2% in year 1, then 1% in year 2
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 22 July 2022
This week’s average mortgage rate has increased from 2.32% to 2.54%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.