Mortgage Best Buys & Mortgage Rate Trends
Mortgage Best Buys – 24 September 2021
See below our current mortgage best-buy fixed-rate, trackers, buy-to-let and re-mortgage rates. Contact us for a personalised illustration – 07773 374003 or 01626 200305, or email trevor.irons@mortgage-ability.co.uk
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
2.09%
- Monthly Repayment£428
- Expiry 2 years
- Reverting to3.59
- Lender Fee£995
- Valuation Fee£0
- APRC3.40%
- Early Repayment ChargeNone
75%
0.95%
- Monthly Repayment£375
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
60%
0.85%
- Monthly Repayment£370
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
90%
1.79%
- Monthly Repayment£414
- Expiry 31/12/2023
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£200
- APRC3.40%
- Early Repayment Charge2% to 31/12/2022, then 1% to 31/12/2023
75%
0.92%
- Monthly Repayment£373
- Expiry 31/12/2023
- Reverting to4.34%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.90%
- Early Repayment Charge2% to 31/12/2022, then 1% to 31/12/2023
60%
0.79%
- Monthly Repayment£367
- Expiry 31/12/2023
- Reverting to4.34%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/12/2022, then 1% to 31/12/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
75% Tracker
2.19%
- Monthly Repayment£433
- Expiry 2 years
- Reverting to4.60%
- Lender Fee£1,999
- Valuation Fee£0
- APRC4.80%
- Early Repayment ChargeNone
75% Fixed
1.35%
- Monthly Repayment£363
- Expiry 01/12/2024
- Reverting to4.44%
- Lender Fee£1,995
- Valuation Fee£300
- APRC4.30%
- Early Repayment Charge1.5% to 01/02/2024
60% Tracker
1.69%
- Monthly Repayment£409
- Expiry 2 years
- Reverting to4.44%
- Lender Fee£995
- Valuation Fee£0
- APRC4.10%
- Early Repayment ChargeNone
60% Fixed
1.19%
- Monthly Repayment£386
- Expiry 30/11/2023
- Reverting to4.74%
- Lender Fee£2,000
- Valuation Fee£280
- APRC4.40%
- Early Repayment Charge3% to 30/11/22, then 2% to 30/11/2023
- Monthly RepaymentMonthly Repayment
- Expiry Expiry
- Reverting toReverting to
- Lender FeeLender Fee
- Valuation FeeValuation Fee
- APRCAPRC
- Early Repayment ChargeEarly Repayment Charge
80% Tracker
1.89%
- Monthly Repayment£419
- Expiry 30/11/2023
- Reverting to3.59%
- Lender Fee£995
- Valuation Fee£0
- APRC3.40%
- Early Repayment ChargeNone
80% Fixed
1.42%
- Monthly Repayment£396
- Expiry 30/11/2023
- Reverting to4.34%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment Charge2% to 30/11/2023
60% Tracker
0.85%
- Monthly Repayment£370
- Expiry 2 years
- Reverting to3.59%
- Lender Fee£999
- Valuation Fee£0
- APRC3.30%
- Early Repayment ChargeNone
60% Fixed
0.79%
- Monthly Repayment£367
- Expiry 31/12/2023
- Reverting to3.59%
- Lender Fee£1,499
- Valuation Fee£0
- APRC3.80%
- Early Repayment Charge2% to 31/12/2022, then 1% to 31/12/2023
All the examples relate to a mortgage of £100,000 repayable over 25 years.
Please note that the availability of the best-buy schemes is subject to meeting the lenders’ criteria.
Mortgage Rate Trends – 24 September 2021
This week’s average mortgage rate has reduced from 1.37% to 1.25%.
Mortgage Rate Trends are calculated using the average rate from a representative selection, including our best-buys, in order to illustrate how the market is moving.