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Mortgage & Insurance Information

02
NOV
2019

FCA Proposes New Rules to Help ‘Mortgage Prisoners’ Refinance Homes.

The FCA has set out new rules through its policy statement PS19-27, that are designed to remove the barriers that prevent some mortgage customers from finding a cheaper mortgage deal. The new rules will allow lenders to use a a more relaxed affordability assessment for customers...
14
FEB
2018

Darnells Buy-to-Let Guidance

  This is a very useful four- page guide covering the current tax regime for buy-to-let property, produced by local accountants Darnells. Download a full copy here…
20
OCT
2016

The Rough Guide to Business Protection

With a majority of business owners focused on the day to day running of their business and its profitability, few take the time to understand the potential risks they could face should an owner/key employee die of suffer a critical illness. That’s why Legal & General...
18
OCT
2016

Guiding landlords through the tax relief changes

TMW has developed a handy new guide to the tax relief changes for landlords for you to consider. The new guide can help you understand if you’ll be impacted by the changes being phased in from 6 April 2017. Also see the calculator we published on 21 September – click...
21
SEP
2016

Buy to Let Tax Change Calculator

Tax relief changes for landlords are being phased in from April next year and could impact landlords’ profits. There’s an easy way to understand if you are affected – by using TMW’s simple calculator. Click the image to download tax relief calculator.
29
APR
2016

The Mortgage Works changes lending criteria for Buy-to-Let mortgages

The Mortgage Works is the first lender to tighten-up its lending criteria for buy-to-let mortgages following new guidance from the FCA. From 11 May the lender’s rental coverage requirement will increase from 125% to 145% and the maximum loan-to-value allowed will be reduced...
11
APR
2016

Exclusive BTL Report – Upcoming Tax Relief Changes

To help landlords and potential landlords to deal with the changes, Kent Reliance have collaborated with Ernst & Young LLP to produce an exclusive report that explains the changes and their potential impact. Click here to view
19
MAR
2016

New Lifetime ISA explained

Click here for HM Treasury document explaining the new Lifetime ISA
19
MAR
2016

Guide to Stamp Duty (SDLT) changes

Nationwide produces a useful guide to the Stamp Duty changes. Click here… Click here for detailed HMRC guidance.
03
JAN
2016

Income Protection Statistics

This information, provided by Friends Life, places into focus the reasons why income protection insurance should not be ignored.
12

Information Archives

FCA Proposes New Rules to Help ‘Mortgage Prisoners’ Refinance Homes.

November 02, 2019

Darnells Buy-to-Let Guidance

February 14, 2018

The Rough Guide to Business Protection

October 20, 2016

Guiding landlords through the tax relief changes

October 18, 2016

Buy to Let Tax Change Calculator

September 21, 2016

The Mortgage Works changes lending criteria for Buy-to-Let mortgages

April 29, 2016

Exclusive BTL Report - Upcoming Tax Relief Changes

April 11, 2016

New Lifetime ISA explained

March 19, 2016

Guide to Stamp Duty (SDLT) changes

March 19, 2016

Income Protection Statistics

January 03, 2016

Critical Illness Statistics

January 03, 2016

How long can the average family survive without the main breadwinner's income?

January 02, 2016

What is the value of a parent?

January 02, 2016

What are Early Repayment Charges?

December 01, 2015

What are the different types of mortgage interest rates?

December 01, 2015

What options do I have for repaying my mortgage?

December 01, 2015

How do I get the best mortgage deal?

December 01, 2015

What you need to think about before applying for your first mortgage

December 01, 2015

How does the Help to Buy scheme work?

December 01, 2015

Help-to-buy: ISA - Details Announced

November 03, 2015
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