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Mortgage & Insurance Information

01
JUL
2020

Current Help to Buy: Equity Loan scheme will end on 31 March 2021

There are no plans to extend the existing Help to Buy: Equity Loan. It will end on 31 March 2021. A new Help to Buy: Equity Loan scheme for first time buyers only will be available from 1 April 2021 to 31 March 2023. Check if you are eligible for the new Help to Buy scheme...
26
MAY
2020

Income Protection insurance explained

Not many policyholders would have been able to to claim on their income protection policies as a result of the impact of Covid-19. However, many would. It would depend on how they structured the payment of the policy benefits when setting up the policy. Income Protection...
12
MAY
2020

What amount can I borrow on a mortgage?

The most common question that I am asked is, “how much can I borrow on a mortgage?” When life was a lot simpler, the answer was quite straightforward – the amount was a simple multiplier of your annual gross income. Normally around 4x, so someone with a gross...
01
MAY
2020

Coronavirus – tenants in financial difficulty

The government has implemented new legislation to protect tenants experiencing financial difficulties as a result of the coronavirus outbreak. You can download a copy of the government guidance on the new requirements here. We have outlined some of the key areas of consideration...
30
APR
2020

Average age for claims show the importance of life insurance

Life insurance claims figures, released by Legal & General, reveal some interesting facts about the average age of claimants and the cause of the claims. The average age for claims on income protection policies (those policies that pay out when you are unable to work because...
22
APR
2020

Coronavirus Business Support Guide

Very useful guide produced by Darnells Newton Abbot. Darnells-Coronavirus-Business-Support-Guide-16-April-
02
NOV
2019

FCA Proposes New Rules to Help ‘Mortgage Prisoners’ Refinance Homes.

The FCA has set out new rules through its policy statement PS19-27, that are designed to remove the barriers that prevent some mortgage customers from finding a cheaper mortgage deal. The new rules will allow lenders to use a a more relaxed affordability assessment for customers...
14
FEB
2018

Darnells Buy-to-Let Guidance

  This is a very useful four- page guide covering the current tax regime for buy-to-let property, produced by local accountants Darnells. Download a full copy here…
20
OCT
2016

The Rough Guide to Business Protection

With a majority of business owners focused on the day to day running of their business and its profitability, few take the time to understand the potential risks they could face should an owner/key employee die of suffer a critical illness. That’s why Legal & General...
18
OCT
2016

Guiding landlords through the tax relief changes

TMW has developed a handy new guide to the tax relief changes for landlords for you to consider. The new guide can help you understand if you’ll be impacted by the changes being phased in from 6 April 2017. Also see the calculator we published on 21 September – click...
123

Information Archives

Current Help to Buy: Equity Loan scheme will end on 31 March 2021

July 01, 2020

Income Protection insurance explained

May 26, 2020

What amount can I borrow on a mortgage?

May 12, 2020

Coronavirus - tenants in financial difficulty

May 01, 2020

Average age for claims show the importance of life insurance

April 30, 2020

Coronavirus Business Support Guide

April 22, 2020

FCA Proposes New Rules to Help ‘Mortgage Prisoners’ Refinance Homes.

November 02, 2019

Darnells Buy-to-Let Guidance

February 14, 2018

The Rough Guide to Business Protection

October 20, 2016

Guiding landlords through the tax relief changes

October 18, 2016

Buy to Let Tax Change Calculator

September 21, 2016

The Mortgage Works changes lending criteria for Buy-to-Let mortgages

April 29, 2016

Exclusive BTL Report - Upcoming Tax Relief Changes

April 11, 2016

New Lifetime ISA explained

March 19, 2016

Guide to Stamp Duty (SDLT) changes

March 19, 2016

Income Protection Statistics

January 03, 2016

Critical Illness Statistics

January 03, 2016

How long can the average family survive without the main breadwinner's income?

January 02, 2016

What is the value of a parent?

January 02, 2016

What are Early Repayment Charges?

December 01, 2015

What are the different types of mortgage interest rates?

December 01, 2015

What options do I have for repaying my mortgage?

December 01, 2015

How do I get the best mortgage deal?

December 01, 2015

What you need to think about before applying for your first mortgage

December 01, 2015

How does the Help to Buy scheme work?

December 01, 2015
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