This article – The hidden cost of record-low mortgage rates  – is very true and at MortgageAbility we always contact our client near the end of a scheme term to advise about the options available.

However, some lenders will always want to establish that their client’s current situation meets the lenders latest lending criteria before allowing the client to move away from SVR onto a more attractive scheme.

Unfortunately, some borrowers do not, and even though they have managed their mortgages perfectly well, they become marooned on SVR.

We can help.